Fiat onramp
Let users pay with a credit card or bank transfer and execute onchain actions in one step
What it does
Users pay with a card or bank transfer. AnySpend converts the fiat to crypto and executes the onchain transaction in a single flow. The user never has to buy crypto separately.
How it works
- User starts an action -- minting, staking, a contract call, whatever.
- Fiat payment -- they pay with Stripe or Coinbase Pay.
- Conversion + execution -- AnySpend converts fiat to the right token and executes the transaction.
- Delivery -- tokens land in the user's wallet. Done.
Payment providers
Stripe
- Credit/debit cards worldwide
- 3D Secure authentication
- Automatic currency conversion for non-USD
- Localized payment methods by region
Coinbase Pay
- Pay from Coinbase account balance or debit card
- Familiar UX for Coinbase users
- No additional AnySpend fees
New providers can be added through a modular architecture. Routing between providers is automatic based on the user's region.
Fraud prevention
Each transaction goes through a real-time risk engine:
- Allow -- transaction proceeds
- Verify -- additional user verification required
- Block -- suspicious activity stopped
The engine checks behavioral signals, device fingerprints, and network intelligence.
Regional support
- Automatic location detection
- Local payment methods and currencies
- Provider selection based on geography
- Regional compliance handled for you
Fees
| Provider | Fee |
|---|---|
| Stripe | 5.4% + $0.30 per transaction |
| Coinbase Pay | No AnySpend fee |
Users see a fee breakdown during checkout before they pay.
Common use cases
- Mint NFTs with a credit card
- Stake or vote from fiat
- Onboard non-crypto users to games and dApps